• Targeting members without enough deposits but in urgent need.
  • Maximum Amount granted : As per salary ability
  • Repayment period: 36 months
  • Interest: 1.25% per month on reducing balance
  • Upto25% of the loan shall be deducted to the member’s deposits to top up required amount and the balance disbursed
  • Target: Members without adequate deposits but have ability to pay and who require
  • loans for development purposes. The product can also be used to purchase/clear loans from other financial institutions
  • Check off recovery
  • Instant processing